When people think about workers’ compensation, they usually associate it with traumatic injuries. However, all workers should know that illnesses related to their employment are also covered.
If you get sick because of your job, you can file a claim for benefits. Workers’ compensation is often crucial for individuals and families to make ends meet until they can return to work.
Types of occupational illness covered
Workers’ comp covers many types of occupational illnesses in Wisconsin. Here are some examples:
- Respiratory diseases like asthma or chronic bronchitis from exposure to dust or chemicals
- Skin diseases like dermatitis from contact with harmful substances
- Hearing loss from constant exposure to loud noise
- Repetitive strain injuries like carpal tunnel syndrome
- Infectious diseases like tuberculosis for healthcare workers
- Cancer from exposure to carcinogens like asbestos or benzene
Workers’ comp benefits cover medical expenses, lost wages and rehabilitation costs. Payments replace roughly two-thirds of your average weekly paycheck. Getting prompt medical attention as soon as your condition becomes evident, following medical instructions and retaining all medical records and expenses is essential.
How do I ensure that I get the benefits I deserve?
While workers’ comp covers 98% of Wisconsin workers, self-insured employers or their insurance companies pay benefits. These entities often seek to deny claims or reduce benefits to protect their own bottom lines. That’s why meeting all requirements for filing a claim is critical.
Consulting an experienced workers’ comp lawyer can help protect your rights. An attorney can guide you through the claims process, gather the necessary evidence and represent you if they deny your claim. Attorneys can also negotiate settlements and ensure that you receive all the benefits you deserve.
Remember, understanding your rights and the types of illnesses covered can make a big difference in your workers’ comp claim and your future physical and financial well-being.
