Workers’ compensation can help injured workers in Wisconsin get back on their feet. Still, in most cases, these benefits do not last forever. Understanding common time limits and requirements can help you plan for your family’s future. The first step in your journey towards workers’ compensation should be finding out if you are eligible.
Who is eligible for workers’ comp in Wisconsin?
In Wisconsin, more than 98% of workers are covered under the workers’ compensation law. You are eligible if your employer has three or more employees or if their payroll exceeds $500 in a calendar quarter. Coverage extends to full-time, part-time, and seasonal workers, but excludes volunteers and domestic workers. However, farm workers are only eligible if the farm has six or more employees on at least 20 days in a calendar year.
Duration of benefits
The duration for which you can receive workers’ compensation benefits varies depending on the type and severity of your injury. For instance, you could receive temporary disability benefits during the healing period, which is when you are unable to work due to your injury. These benefits amount to two-thirds of your average weekly wage. The benefits will stop once your physician determines you have reached maximum medical improvement
However, for permanent disabilities, duration is different. If your injury results in permanent partial disability, you will receive additional compensation based on a specific schedule. For example, the loss of a limb corresponds to a set number of weeks of compensation. In the case of permanent total disability, benefits may be paid for life.
In Georgia, there is a 400-week limit to cases involving non-catastrophic injuries. Under this rule, you could receive benefits for up to 400 weeks from the date of their injury. This can help you focus on your recovery and on your medical treatment. Still, if an injury is catastrophic, you might qualify for lifetime benefits, as you would be unable to return to work.
In other cases, workers cannot return to their previous job, but they can perform other duties. In this situation, your healthcare provider will evaluate the extent of your permanent disability once your healing period is complete. Moreover, you could gain access to vocational rehabilitation services to help you train for a different role.
What happens if your claim is denied?
The workers’ compensation system is complex, and disputes may arise regarding the extent of your injury or the benefits to which you are entitled. If you disagree with the insurer’s decision, you have the right to request a hearing before an administrative law judge. Fortunately, an attorney can help you seek the benefits you deserve.
In Wisconsin, the duration of workers’ compensation benefits depends on the nature of your injury and the resulting disability. Temporary benefits are available during the healing period, while permanent benefits are determined by the extent of the disability. If you have questions or face challenges, do not hesitate to seek help. Understanding your rights can help you focus on recovery and returning to work.
